Contrary to my friends who scoff and make fun of them, I’m a big believer in New Year’s resolutions. And it being mid-January, I’m knee-deep in mine. 

It always takes a little time to get used to the new year, but 2018 is finally and clearly in my rear-view mirror. That random holiday song that always seems to plant itself somewhere in my brain and play on repeat has finally faded away. This year it was “Home for the Holidays.” What do they mean when they say ‘Gee the traffic is terrific?” Is it because it’s the holidays and traffic is not as bad? Or is the singer so happy about the holidays that he’s delusional and everything, including the traffic, looks terrific to him? 

If you think you know, please tell me. Either way, traffic is clearly back to normal. I made the mistake of leaving home 10 minutes later than usual this morning and it cost me 25 extra minutes in traffic. 

Those who scoff at New Year’s resolutions scoff as if they don’t need them. As if they came up with a life-plan that covers all the bases at age 10 and have not veered from it once since. 

I enjoy putting my head above water and taking an honest look around at things, at least once a year. I enjoy taking some time to see where I’ve strayed from paths that lead to places where I want to be. Then putting a plan together to put me back on them and to make good time while there. 

I’m back on my diet — earning the right to get off of it by the time Halloween rolls back around and the boys bring bags filled with candy bars into the house. 

I’m back to planning out my week, hour-by-hour, and being diligent about sticking to it. No matter what the newsfeed coming out of UGA regarding the hiring of a new coach, or the commitment of another 5-star prospect says. 

I’m going to continue to learn about being a better mortgage banker so I can provide a better value to the agents I work with, the clients I work with and the businesses I partner with on employee-incentive programs. 

I’m going to be more visible and impactful with some of the charities and nonprofits I volunteer with. And maybe less so with others. 

I’m going to be a better husband, father, son, brother and friend. I hope they are ready!

It’s going to be an awesome year because I’m going to try to make it that way. It’s not easy to stay the course on a good resolution, but it feels necessary to at least try. For me, I feel it’s critical to at least remind ourselves, if only once a year, of what we need to be doing to get to where we want to be. If we don’t, then over time we will have forgotten where that was in the first place. We don’t all have to be presidents, or Nobel-Award-winning scientists, or billionaires. We don’t have to invent the replacement for the smartphone, or the perfect driverless car. We don’t have to conquer the world. We just have to commit to being better. That is much easier to do and I can do it today. The rest will take care of itself.

I’ll start off by trying to write better articles for all of you. Let’s have a fantastic 2019!

 

Geoff Smith is a mortgage banker with Assurance Financial focusing on residential home loans for refinances and home purchases. 

 

Geoff Smith

770-674-1433

Personal: NMLS#104587

Business: NMLS#70876

*The views and opinions expressed in this column do not necessarily reflect the views of Assurance Financial Group

MORTGAGE BANKER – NMLS#1043587

Geoff Smith is a mortgage banker with Assurance Financial focusing on residential home loans for refinances and home purchases. *The views and opinions expressed in this column do not necessarily reflect the views of Assurance Financial Group.

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