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report print email Source: Editorial: What does the Affordable Care Act
Short on facts
October 15, 2013 | 08:36 PM

Please do no use this article as a good piece of Clif Notes on ACA. There are many, many pieces of information missing. ACA has done very little to mitigate the cost of healthcare in the US--the TRUE cost of health care. In fact, the benchmarks they discuss above are the minimum values, but the true cost are the benefits that have not been federally mandated. Most people also do not realize that before ACA, the health care industry was already the most highly regulated industry. All benefits and their associated rates have to be filed and approved by each state DOI. So while the Federal creates a federal level, state by state insurance companies were already being kept in check on some level. So ACA mandating better benefits are going to increase costs. The Fed has stated you get better benefits, but they did not tell the insurance companies they could not charge for it. There is a part of the law that addresses insurers cost, but like any business, insurance companies can "cook the books" as they say. The numbers of younger people actually joining and not just paying the fine keeps getting lowered as well, so you cannot use that as your pawn to lower the cost. I could go on and on--but please do more research. This article is very short on information and rightfully so with a law as broad as this. Finally.....think of the financial state of SS, Medicare and the Post Office.....yay government

The Insider
Coldwell Banker
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